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OVERVIEW 

This Comprehensive Insurance Program was created to cover Fire Sprinkler Contractors for their typical operations which may include design, fabrication, installation, service, repair, testing and inspection of water based systems. Other operations may be included as long as the majority of the operations are Fire Sprinkler Installation, Service and Repair. 

  • A Rated (Admitted Carrier in Most States)
  • Program Available in Most States
    Other options outside the program may be available
  • In-House Dedicated, Full Time Sprinkler Claim Specialists
  • Best Practices Focused Risk Management Services

COVERAGES 

  • General Liability
  • Property - Real & Personal 
  • Business Income Coverage 
  • Inland Marine
  • Auto - Liability & Physical Damage
  • Umbrella 
  • Excess 

LIMITS

  • $1,000,000/2,000,000 Per Occurrence/Aggregate for General Liability 
  • $100,000 Fire Damage Legal Liability 
  • $5,000 Medical Expense 
  • $10,000,000+ Limits of Liability for Excess 

SPECIAL EXTENSIONS AVAILABLE 

  • Design & Installation Errors & Omissions Coverage
  • Blanket Additional Insured Per CG2033 Ongoing Operation
  • Blanket Additional Insured Per CG2037 Completed Operation 
  • Waiver of Rights 
  • Primary Wording for Additional Insureds
  • Per Project Aggregate

SUBMISSION REQUIREMENTS

  • Supplemental Application 
  • ACORD Applications 
  • Loss Runs - Five Years Hard Copy Currently Valued with Details of Losses Over $10,000 

PROGRAM AVAILABLE IN THE FOLLOWING STATES:

  ? AL, AR, AZ, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

 

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